Extra Christmas cover provided by 90 per cent of home insurance policies

Written on November 27, 2010 – 6:50 am | by Hunter Appel

Many home insurance policies provide additional cover over the Christmas season in order to protect the added value of items within houses at this time of year. According to recent research carried out by Defaqto, nine out of ten providers give temporary increases on contents and buildings insurance products to allow for such special events. As a consequence, any customers with policies from firms in the ten per cent that do not offer extra cover may want to think about comparing savings and switch provider as the festive period approaches.

Mike Powell, general insurance analyst at the independent financial research organisation, said: “This caters for the increase in the overall value of the property’s contents in the form of potentially expensive presents or gifts and helps protect people from the possibility of being underinsured”.

In other news, NFU Mutual warned rural home insurance customers to be conscious of fire risks in the property .

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