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How to Save on Home Insurance

Written on April 18, 2012 – 6:53 am | by Hunter Appel

If you own a home, chances are you have homeowners insurance to protect the investment youve made in your property. Although home insurance is an important way to guard against major repair and replacement expenses, most homeowners wouldnt mind a lower rate for their insurance premiums. Fortunately, there are ways for your to save on home insurance without sacrificing your coverage.

Do More to Protect Your Property

One of the most common discounts that insurers shell out to homeowners involves the additional safety measures taken to avoid insurance claims. For example, insurers may ask you if you have a monitored alarm system, which can equate to as much as a 20 percent discount in premiums.

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Tags: Home Insurance, Insurance

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Ikea forced to recall faulty high chairs

Written on April 10, 2012 – 12:02 pm | by Hunter Appel

The international furniture company Ikea has been forced to recall a batch of its children’s high chairs after receiving a number of complaints from parents whose children were injured.

The affected product is the Antilop self-assembly high chair, which sells for around £10.99. It comes with a safety belt attached to the plastic chair, and Ikea has warned that in some of the high chairs, this belt can come “open unexpectedly”.

Ikea is understood to have received around eight complaints about the defective chairs so far, and three children have sustained minor injuries because of the faulty safety belts. The co

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Tags: Chairs, High Chairs

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State Health Insurance Resources

Written on April 9, 2012 – 8:06 am | by Brayden Sani

State Health Insurance Programs and Resources

State health insurance resources are also available to help individuals having a difficult time locating affordable health care in their area.

State Health Insurance Programs and Resources

Alabama

• Alabama Health Care Services Alabama Public Health Departments Guide to Health Care Services.
• ALLKids Alabama State resources for uninsured children.

  Alaska

• Alaska State Health Care Services Information on programs available to Alaska residents, including specialty clinics, cancer screening, Denali KidCare and infant screening and testing programs.

  Arizona

• Arizona Health Care Cost Containment System AHCCCS offered to individuals who do not qualify for Medicaid in Arizona.
• Arizona Public Health Services – Community and Family Health Services (CFHS) offers public health assistance to communities and families throughout Arizona.
• Directory of Arizona Health Resources – This directory offers a full list of health and human services available in the state.

  Arkansas

• Arkansas Department of Health – Information regarding health care services provided by the state of Arkansas.

  California

• California Health Care Services – California Health Services Directory of Health Care Services and Programs, including Medi-Cal, Californias Medicaid program.
• California Healthy Families Program A low-cost insurance that provides health, dental and vision coverage to children and teens who do not have insurance and dont qualify for Medi-Cal.
• California Major Risk Health Insurance Program The California Major Risk Medical Insurance Program (MRMIP) offers health insurance for Californians who are unable to obtain coverage on the open market.

  Colorado

• Colorado Medical Assistance Program The Colorado Department of Health Care Policy and Financing provides information as a resource for the citizens of Colorado.
• Colorado Department of Public Health – Colorado residents can acquire information related to health and the environment.

  Connecticut

• Connecticut Health Services – This site offers a directory of health services available in Connecticut.
• Husky: Health care for Uninsured Kids and Youth –Subsidized health insurance program to help Connecticut families obtain and afford coverage for children.
• Local Health Care Resources in Connecticut – State government website that offers information on your local health care department.

  Delaware

• The Delaware Healthy Children Program – Low-cost health insurance program for Delawares uninsured.
• Delaware Health and Social Services Information on all programs available from Delaware Health and Social Services.

  District of Columbia

• DC Healthy Families – DC Healthy Families is a part of the Medicaid program. It provides free health ins

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Tags: Health Insurance, Health Insurance Resources, Insurance Resources, Resources

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Perspectives: All This Fuss About The Word ‘Tax’; Civic Lessons From The Supreme Court

Written on April 4, 2012 – 6:44 am | by Brayden Sani

Commentators offer further thoughts about the Supreme Court’s review of the health law.

ObamaCare Will Punish State Budgets 
It is now clear that the law will impose heavy burdens on state and family budgets and increasingly possible that its mandate that all Americans purchase health insurance or face penalties will be ruled unconstitutional. … We and our Republican colleagues voted against the law two years ago and will continue to work toward a smarter, step-by-step solution that will make health care available to more Americans at a lower cost to the federal government, the states, and individuals seeking care (Sens. Lamar Alexander, Mike Johanns, John Hoeven and Jim Risch, 3/29).

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Tags: Court, Supreme Court

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Does Oregon Offer Affordable Rental Insurance

Written on April 3, 2012 – 12:34 am | by admin

Rental insurance is one of those things that most people don’t have, but should. The reason why most people should have some kind of rental insurance policy is because the chances of something happening and damaging all of their belongings is much higher than the cost of rental insurance is. Think about it, how much do you think all your stuff is worth, and do you think that rental insurance costs even a fraction of that per month? The truth is that most people have things in their homes worth roughly $10,000 so if rental insurance costs $20 per month then it would take you 500 months or 41 years to reach the $10,000 mark.

Now that you know an interesting fact about rental insurance I want to tell you one thing, Oregon, just like every other state has affordable rental insurance. I Read full article…

Tags: Affordable Rental Insurance

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