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RSA’s UK and western European CEO Adrian Brown today outlined plans to simplify its business in order to get closer to its customers, whether brokers or consumers, having admitted that its structure may have previously been…
Tags: Business, Business Complicated
The price you pay for home insurance varies depending on a number of factors, some outside of your control and others under your control. Consumers who take the time to examine areas of their homeowners insurance policy under their control stand to save money on their homeowners insurance.
Here are three secrets to lowering your home insurance:
1) Raise your deductible. Raising your deductible is a tried-and-true method of reducing overall home insurance costs. When you choose to increase your deductible, your insurance company will offset the higher deductible with a lower premium. In essence, your deductible represents the amount of risk you are willing to accept before your insurance company begins to pay the insurance claim.
Tags: Home Insurance, Insurance
Have you stopped to think about how youll continue to make your mortgage payments if you or your spouse were to become disabled? Many people take steps to make sure their families will be able to remain in their homes in the event that one or both of the households breadwinners pass away by taking out a mortgage life insurance policy. While this type of coverage can be an important way to look out for your familys long-term best interests, its important to remember that death isnt the only event that can have a negative impact on your ability to stay in your home.
If you or your spouse becomes sick or injured, and therefore unable to work for a period of time, mortgage disability insurance can be an invaluable resource.
Tags: Disability Insurance, Insurance, Mortgage Disability, Mortgage Disability Insurance
A company from Hertfordshire has been fined by the Health and Safety Executive (HSE) after a worker fell at one of its factories. It may now need to rely on its employers’ liability insurance if the injured employee decides to pursue compensation.
Benchmark Fabrication Ltd was investigated by the HSE and order to pay fines of £20,000 after 47-year-old employee Denis Cronin fell six feet from warehouse racking to a wooden pallet below. He seriously injured his pelvis in the fall, and needed at least three months to fully recover.
HSE officers looking into the incident discovered that Mr Cronin had been told by his manager to climb parts of the racking like he would a ladder. Al
Tags: Fined Worker, Worker
Allstaterecently announced a new product that will impact rates its customers pay for homeowners insurance if they want their roofs repaired. The new House & Home coverage option will no longer cover the full cost of replacing damaged roofs if theyre older than 10 years.
Allstate Roof Coverage an Attempt to Increase Profits
Allstate CEO Thomas Wilson announced the companys new approach to homeowners coverage called House & Home during a conference call with analysts on Thursday. He explained in the call that the new coverage is aimed toward increasing profits.
To further explain the companys decision, Wilson provided an example to analysts. Peo
Tags: Customer, Customer Costs