Around the World in Expat Insurance!


Written on January 16, 2010 – 12:55 am | by admin

With the global village being a real concept now, appropriate expatriate and international health insurance are of paramount importance. When you move to another country for work or leisure, you must ensure that you are adequately covered in your new home.

There are several plans that cater to the expatriate market, and HTH Worldwide’s Global Citizen Plans offer just that. There are two plans that the company offers: Global Citizen and Global Citizen EXP. Global Citizen offers coverage within the United States and abroad, and Global Citizen EXP offers coverage only abroad.

Both plans offer a range of deductibles—from $0 to $25,000. Whi Read full article…

Tags: Insurance

Emergency Medical Evacuation and Natural Disaster coverage for International Students


Written on January 15, 2010 – 3:23 pm | by admin

As many of you are now aware there was a very serious earthquake in Haiti.  You may be wondering what you should do and who you can turn to for help in an emergency such as this.

You can refer to FEMA’s web page about “What to do After an Earthquake” The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.

International students and travelers should consider having a health insurance plan that will provide benefits to them for emergency medical evacuations and natural disasters.

A popular plan that offers coverage for both of these benefits is the Atlas Travel Series is an excellent choice for health insurance for students needing emergency medical evacuation and natural disaster coverage.  The Atlas Travel Series provides coverage to students and travelers outside their home country.  It provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, natural disasters,  repatriation, doctor office visits, etc..  This plan allows students to choose maximum coverage limits (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

After this plan is purchased, they will immediately receive a confirmation e-mail.  This e-mail will contain the insurance card, letter of coverage, receipt, and visa letter and policy details.  Students can simply print these documents out to show proof of coverage.

Tags: Emergency, Emergency Medical

Quick n Dirty Marketing Plan Series Part 3: Don’t just be On the Web—Work the Web


Written on January 14, 2010 – 11:45 pm | by admin

In case you haven’t heard, the internet is making waves in insurance prospecting. Not only is it widening your network of referrals and prospects but it can put you in touch with an entire generation of uninsured individuals that rely on the internet for much of their shopping and researching.

In 2010, these are the web marketing trends you need to get on top of:

  • An agency website

  • A blog

  • An electronic newsletter

  • Email marketing

  • Article marketing

  • Online networking

    • Twitter

    • LinkedIn

    • Online community forums

Let’s take each of these methods and look at them individually.

Agency website: A well written, informative agency website does not need to be complicated or expensive. Be

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The Health Care Bill Plot Thickens: Showing Proof of Insurance on Tax Returns?


Written on January 13, 2010 – 11:43 pm | by admin

While nothing is final as of yet, word is circulating that the final health care bill may require that all Americans not only have health insurance, but prove it – on their tax returns. And if you don’t prove it on your already-complicated tax form, you may just have to face a fine.

At least, that’s what rumors are saying.

The IRS Is On the Hook

Of course, the bill has not passed yet, but some believe that since it will likely be a part of the final bill, there is more work to worry about for IRS officials.

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Tags: Care Bill, Health Care Bill, Returns, Tax Returns

Cruise with Confidence with Appropriate Coverage


Written on January 13, 2010 – 8:59 pm | by admin

When you’re booking an international cruise, chances are that your cruise operator will also offer international travel insurance for the duration of the cruise as a “package deal.” Be aware that this coverage may not be adequate to meet your needs.

What’s more, these plans are usually more expensive than other outside travel insurance plans. It is also reported that it is tougher to get reimbursed for expenses if insurance is purchased through the cruise operator. To avoid the unnecessary expenses that might arise, it is best to purchase trip cancellation and medical insurance plans elsewhere.
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Tags: Cruise, Cruise Confidence